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APR RATE:
Average APR rates range from 3.9% to 24% depending on credit.

What are the average financial terms?
The duration of a loan will determine how long it will take you to pay off your financial contract. Generally, a lender will offer you a loan with a term of 36 to 84 months, which means that you will have three to six years to repay the price of your vehicle plus interest. Interest rates and terms offered may vary and are based on a number of factors, including your down payment and credit score.

It is important to understand that the term of your financial contract also has a role in determining your interest rate and therefore, how much will be the amount of your monthly payment. For example, a typical 60-month loan will have a higher interest than a 36- to 48-month loan, but will come with a lower monthly payment. The APR range is 3.49 +% and the average interest rates are as follows:

36 Months: 3.71%
48 Months: 3.81%
60 Months: 3.93%
72 Months: 3.78%

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